Terms of Use

Effective: October 2026

Acceptance

By using MoneyCalculatorHQ you agree to these terms. If you do not agree, please do not use the site. We may update these terms; the version posted here with its effective date is the version that applies.

What the site provides

MoneyCalculatorHQ provides free online calculators and educational explanations about personal-finance mathematics, including interest, loans, mortgages, savings, taxes, and pay. The tools compute estimates from the values you enter, using standard formulas described on each page.

Not financial advice

Nothing on this site is financial, investment, tax, legal, or any other professional advice. Calculator results are educational estimates, not recommendations, offers, or guarantees. Real financial products involve terms, fees, taxes, eligibility rules, and risks that a general calculator cannot capture; actual figures from a lender, institution, or authority may differ from the estimates shown here. Always verify consequential numbers against primary documents — your loan agreement, your pay records, official tax publications — and consult a qualified professional before making significant financial decisions.

Accuracy

We work hard to keep every formula correct and every worked example consistent with its tool, and we correct verified errors promptly. However, the site is provided "as is" without warranties of any kind, express or implied, including fitness for a particular purpose. We do not warrant that results will match any specific real-world outcome, and we are not liable for decisions made in reliance on the site, to the maximum extent permitted by law.

Acceptable use

You may use the calculators and read the content for personal and professional reference. You may not misrepresent the site's results as professional advice to third parties, scrape the site in ways that degrade its operation, attempt to disrupt the site, or use the site for unlawful purposes.

Intellectual property

The text, design, and code of this site belong to MoneyCalculatorHQ or its contributors. You may quote brief excerpts with attribution and a link. The mathematical formulas themselves are standard and unowned — that is rather the point of the site.

Third-party advertising and links

The site displays advertising and may link to third-party websites. We do not endorse, and are not responsible for, third-party products, services, claims, or content. Any transaction you enter with a third party is solely between you and them.

Governing law

These terms are governed by the laws applicable at the operator's place of business, without regard to conflict-of-law principles. If any provision is held unenforceable, the remaining provisions continue in effect.

Contact

Questions about these terms: hello@moneycalculatorhq.com.